Managing assets is all about generating the best possible results. Here's how our approach helps to achieve that:
We place priority on making sure you understand the investments we have made for you. With us, you will encounter no hidden costs. The portfolios are structured using a limited number of index funds and government bonds. We take a cautious stance towards alternative investments given their high costs and limited liquidity and transparency.
We invest the core of your portfolio in exchange-trade funds (ETFs) that track the performance of the benchmark. Around this core, we have 'satellite' investments that are designed to generate outperformance or to reduce risks in your portfolio.
Primarily ETFs and index funds
Your portfolio will be made up primarily of index funds because they are much cheaper than actively managed investment funds. They also provide a better degree of diversification than managed funds while at the same time limiting the amount of unnecessary transaction costs.
With each investment decision, we assess the impact on overall portfolio risk and check whether it complies with the agreements we reached with you.
Regular investment meetings
The allocation of assets between risk-bearing and defensive assets usually determines 80% of a portfolio's returns. Our investment meetings are focused almost entirely on this allocation and on ensuring that your portfolio is constructed optimally given the market circumstances.
Clear reporting and accountability
Our periodic investment reports are carefully tailored to your needs and include all the relevant information, including the results of your portfolio in comparison with a dedicated benchmark. We explain our securities transactions and our investment view to you in clear and simple language.